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Chumash Trail, Point Mugu State Park

Sunset from the Chumash Trail, Point Mugu State Park

Short of breath, I was painfully aware the setting sun was making faster progress towards the horizon than I was making progress hiking up the steep Chumash Trail on my way to Mugu Peak where I hoped to

Ventura...Winter Home of the Most Discerning Monarch Butterflies!

Backlit Monarch Butterflies at Camino Park, VenturaVentura is fortunate to be one of the locations along the California coast that discerning Monarch butterflies choose to spend the winter during their annual migration. Really, who can blame them for choosing Ventura real estate for their stay? Even though winter arrived last week we’ve had nothing but sunny 70 degree days since.  The real question is why would they leave for the summer?

Santa Paula Citrus Classic Hot Air Balloon Festival

Santa Paula Hot Air Balloon FestivalI love, love, love Santa Paula’s Citrus Classic Balloon Festival.  I was excited when the first Citrus Classic balloon festival was announced in 2008. I knew I had to be there.  I’ve always wanted to see the famous

Ventura County Mortgage Credit Certificate (MCC) Program Receives Funds!

First time Ventura County Home BuyersGood news for first time home buyers in Ventura County.  The Mortgage Credit Certificate Program (MCC) is funded for 2011.  What is the MCC Program you ask?  The MCC Program is a federal income tax credit that helps first time h

Proposition 90 and 60

Ordinarily under Proposition 13, the value of a home for property tax purposes is re-assessed to market level whenever a change in ownership takes place. This usually results in higher property taxes for the homebuyer. 

In November 1988, the state‘s voters approved Proposition 90, which is designed to induce greater turnover of homes owned by senior citizens. The measure provides anyone over the age of 55 with relief from Proposition 13 by allowing them to move from one county to another without undergoing a change in their basic property taxes.

Loan Modifications – Homeowner Beware!

Loan ModificationIt seems they’re everywhere. You can’t get away from them. They capture you in your car. They have official looking TV ads. They’re even on your computer screens when your surfin’ the net.

Ventura City Rental Housing Preservation Program

A Fee in Search of a Problem

Ventury County Rental ProgramThe City of Ventura is currently in the final stages of drafting an ordinance that will require Ventura property owners to apply for an annual permit to legally rent out their Ventura properties.

Ventura County Foreclosure Auctions

Ventura Real Estate Auctiion Cataglog and Gavel“TWO-EIGHTY-FIVE,” screamed the auctioneer from his podium, pointing his gavel towards the man in the third row who had made the next-to-the-last bid. “TWO-EIGHTY-FIVE,” he screamed five more times, never taking his eyes off his mark.

Ventura County Beaches Earn an A!

Ventura County BeachesHeal the Bay, an environmental group, issued it’s “Beach Report Card” that assigns grades of A to F to 517 beaches on the California coast based on measured bacteria levels from April 2007 to March 2008. 55 of Ventura County’s 56 beaches rated an A during the spring and summer months. Rincon Beach received the lone B.

Buying a Home? For goodness sake, get a CLUE!

C.L.U.E. stands for the Comprehensive Loss Underwriting Exchange Ventura County Home Disasterwhich is a huge database used by the insurance industry to track claims homeowners file against their homeowner’s insurance policies. This information helps insurers of Ventura County real estate avoid fraud and writing policies for people who make excessive claims, but this information also follows the home the claim is made on. Just like having a bad credit record affects your ability to get financing for a home, negative information in the C.L.U.E. database can affect whether or not you can get a homeowners insurance policy and at what price.

Ventura County home buyers should find out

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